Buyer Resources

How It Works

The Home-Buying Process

The Home-Buying Process

Purchasing a home is most likely the largest investment you will make. We are here to help you every step of the way.

Contact Your Agent


Contact your Kentwood Real Estate broker to discuss your wants, needs and timeline. Don't have a broker? Search our network of experienced brokers

Determine how much house you can afford


Get started with an estimate on how much home you can afford by using our Loan Payment Calculator. Your broker can put you in touch with a Prosperity Home Mortgage loan officer for a free pre-approval.

Set up an account


With the help of your broker or on your own, set up a custom account to begin researching available homes. You'll then have access to save your searches and favorite potential new homes to share with your broker and family.

Preview homes & communities


Preview potential future homes and get a feel for the different communities. Your broker can set up showings of potential homes.

Make an offer


Once you've found the one, your broker will prepare the offer to purchase and review all the details.

Negotiate the offer


After the contract is submitted, your broker will negotiate the purchase of the home and continue to communicate with you every step of the way.

Finalize contract & mortgage paperwork


Now that the seller has agreed to all of the terms, your broker will guide you through finalizing the paperwork. Make sure you set up insurance and arrange an inspection.

Closing day


Your broker will be by your side on closing day as you sign the paperwork to purchase your new home.

Move in!


It's time to make your house a home with your own personal touches and memories.


Home Buying Tips

A real estate transaction can be a complex journey loaded with unexpected bumps and turns. Kentwood brokers know the market and will guide you down the best path and through any difficulties that may come up. Interested in buying a home? We can provide homebuying tips, market trends and lifestyle topics. Please reach out to us. Let us know how you’re doing and how we can help.

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Loan Payment Calculator

If you already have a home price in mind, calculate what your monthly payment would look like using the Mortgage Calculator below. You can use the Loan Payment Calculator to find your monthly principle + interest, your monthly taxes, your monthly insurance, and your total payment.

DISCLAIMER: The information found in these calculators are to be used as a guide and is deemed reliable but not guaranteed. Please schedule an appointment today to find out more information about your loan.